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02-02-23 10:08 AM
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Xeogaming Forums - General Chat - Savings - How much do you save? (money) | |
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Ball and Chain Trooper

Since: 08-14-04
From: 255

Since last post: 117 days
Last activity: 112 days
Posted on 08-25-05 08:57 PM Link | Quote
I'm just wondering if I'm saving enough, really.

After I got my job (about 3-4 months ago), I opened a savings account, where I'm basically putting away money that's going to be drained from my own car insurrance, and gas.

A pretty good example of how much I save would be this: Say I get a check for $350, I'd -probably- put in about 250 of it, and keep 100 of it for myself. So I've usually been putting in a little over half.

It seems like I'm taking out a lot though, but I've got a good bit saved up now, almost a grand.

So, am I saving a lot? Too much? Too little?

Since: 08-14-04

Since last post: 887 days
Last activity: 887 days
Posted on 08-25-05 09:02 PM Link | Quote
Xeogred, you just saved right amount of money. Why? Life isn't cheap so you are going to need tons of money. Why? College is too expensive, house aren't that cheap, better funiture = more money, and life isn't cheap.

The more you save up, the better you can survive in the nearest future. Don't go blowing every money you have.


Since: 08-16-04
From: New York

Since last post: 4279 days
Last activity: 267 days
Posted on 08-25-05 09:18 PM Link | Quote
What you're doing now is pretty good. But the question is whether you are able to continue this habit, no matter what happens. You might even go as far as reducing the amount you saved for yourself. For example, had I gotten 350, I would have saved 60 for myself and store the rest.

But as long as you are aware that saving your money is extraordinarily important, then you shall be fine.

Repeated Trolling. Grow up.

Since: 08-14-04
From: Australia

Since last post: 6039 days
Last activity: 6030 days
Posted on 08-25-05 09:26 PM Link | Quote
When i get a job, i'm gonna put about 65% into the bank and the other whatever for myself, or some other ratio with the bank getting more. Maybe even 51% 49%.

Sailor Delerium

Have you ever spent days and days and days making up flavors of ice cream that no ones ever eaten before? Like chicken and telephone ice cream?...Green mouse ice cream was the worst.

Since: 08-17-04
From: The Dreaming

Since last post: 3793 days
Last activity: 4497 days
Posted on 08-26-05 12:20 AM Link | Quote
I think what you are doing Xeo is good. It's about what I do and I have over $5000 in combination of checkins and savings (been about 2 yrs at my job). Sometimes if I have a few more bills to pay or something, I will add more to my deposit as well as ocasinally take out a little extra to treat myself. I just change it as it needs to be.

Divine Mamkute
Dark Elf Goddess
Chaos Imp
Penguins Fan

Ms. Invisable

Since: 08-15-04
From: Ferelden

Since last post: 120 days
Last activity: 120 days
Posted on 08-26-05 02:16 AM Link | Quote
What you are doing now is really. I'll be putting in 100% of my next paycheck into savings though, just because it's dropped so much due to me lending people money and them not paying me back.

There is a lesson for you, don't lend people money. If you do, keep it small and get it in writing that they will pay you back.

Ball and Chain Trooper

Since: 08-14-04
From: 255

Since last post: 117 days
Last activity: 112 days
Posted on 08-26-05 09:31 PM Link | Quote
Man, I suck.

I spent $101 today at Best Buy ...
GC 1012 Memory Card (I seriously needed it, since I now have 20 GC games) - $29.99
Rahxephon -entire- box set (I saw this and could NOT pass it up) - $57.99
Scorpions Album (I needed it, yes) - $5.99

With tax and everything it hit about $101, which kind of shocked me ... just guess I wasn't doing the math very well when I was browsing around, but yeah.

That's the thing with me, when money slumbers in my pocket, it doesn't sleep for very long. I buy, buy, buy, buy.

Meh, I've still got about $100 in my pocket, so it's good.

(Last edited by Xeolord on 08-27-05 12:31 AM)


Since: 08-17-04
From: Hillsborough, New Hampshire

Since last post: 3035 days
Last activity: 2846 days
Posted on 08-26-05 11:00 PM Link | Quote
Well, if I had any shop that had to do with Japanese near my house, I'd be broke (seriously) -- and not be able to save one dime, lol. But even with the bills I pay every month, I still manage to set aside for myself about $150 to $200. Xeo, you have to admit though -- it leaves a nasty hole in your wallet after spending that much money.

Ball and Chain Trooper

Since: 08-14-04
From: 255

Since last post: 117 days
Last activity: 112 days
Posted on 08-26-05 11:03 PM Link | Quote
Yeah, I just left Best Buy and was just like "Ugh, nooooo!".

But I truthfully usually don't spend that much at one time. I did plan on going in and buying a memory card 1012 for my GC, but then saw the boxset for Rahxephon for such an impressive price, and just bought a Scorpions album for the heck of it, because they rock.

I'm sure there's been those times with you guys also.
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