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Xeogaming Forums - General Chat - What your car's color might say about you to your insurance company
  
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Rogue
Posts: 2291/11918		 And they don't, as stated in the article above.
Logos
Posts: 74/641		 Because there's no point there, your insurance company doesn't give a shit what colour your car is.
Stitch
Posts: 2034/2785		 Sports Minivan for me. The Mazda5 will probably be one of the cars I own in my lifetime. And, I want black dammit!!

Anyway, we were talking about insurance companies, not police, so why bring up the police factor Logos?
Rogue
Posts: 2287/11918		 The fact that you bought a Porsche (or any car built for speed for that matter as Porsche was ONLY an example), by choice, can mean one of several things. 1) You're in a mid-life crisis and needing to prove something to yourself and the rest of the world. 2) You're trying flaunt or compensate for something, which also can accomodate a mid-life crisis. 3) You want to go fast.

It's a high profile car. Granted there are drivers out there who want these cars who drive responsibly, but whatever color you paint a sportscar, it probably won't negate the fact that you may drive dangerously with it (MAY, not that you will, but might).

The last few accidents I have seen along the freeways here have involved at least one sportscar (Mustang, Porsche, Lotus, and Jaguar lately, ironically they tend to be with pick-ups and SUVs).
Logos
Posts: 72/641		 Nonsense, stop generalizing Porsche drivers. By colour scheme, a less common coloured car is easier to spot out among a more or less homogenous range of colours--to a policeman, I mean. Insurance really doesnt' care.
Elara
Posts: 3616/9736		 I suppose that silver fits me, though I don't see how being aloof is dangerous. *shrugs*
Rogue
Posts: 2285/11918		 Yeah, both of my parents used to drive silver cars ('til one died and they bought a white car). The thing is, they never chose the colors for any of these cars. I don't think they EVER chose the color of their cars since they always buy used from someone and not off a lot or anything or in the case of the silver Benz, it was inherited after my grandmother died.

I think the type of car you buy more closely dictates your personality than your car's color. Though, as mentioned before, my parents drove silver cars, they are also driving and obsessed with buying Volvos (these cars are like tanks and most people who drive them are far from reckless with them).

I'm sure if you have a cream-colored Porsche, the fact that it's a Porsche pretty much out-weighs whatever color you decide to paint it.

The article also left out purple for a possible color. I knew quite a few people who drive purple cars, including my busy-body lesbian neighbor.
DĂ©esse
Posts: 751/958		 I drive a black car, but that description for black really doesn't suit/describe my personality

Personally I don't think it's the colour, I think it's how 'blinged up' the cars are. You see all these spiffed up high performance cars on the streets and/or highways and there the ones mostly braking the speed limits or racing through a just-turned red light.
Spyware
Posts: 617/720		 My car is blue, but I dont think im cautious with it at all XD Im usually the one in front leading traffic.

I have heard of the color and insurance thing before, I think it came from over seas were "ferarri red" is the red of all reds same with Mercedes Silver. we know those 2 compaines dont make slow cars. I.E european cars.
Xeios
Posts: 1441/2954		 I don't drive, but my dad drives a red car...OK, a red minivan, and that's why he's nothing like the stereotype. Because red is fun on everything except videogames, and he is fun to everyone except his children, and my mother his ex wife .

I think a black or green car would suit me best. At least according to my personality.
venomouslobster
Posts: 268/444		 what about formerly black cars that are filled with knives, garbage, soda, dvds, gaming books, golf clubs, a block of wood, a platter that looks like a fish, a renaissance alchemists outfit, about 40 sqeegee's stolen from every single gas station in long beach on one crazy night last december....and a small brass dog?
Stitch
Posts: 2031/2785		 Hey hey hey! Just because my personality and ambitions happen to actually match the car I drive means absolutely nothing. The next car I want is a black one, but I keep getting matched by used car companies with white cars...dammit.
VGFreak877
Posts: 133/274		 My car is beige/gold, and since those colors aren't up there, I would probably fit inbetween the yellow and the cream colored characteristics, lol.
Xeoman
Posts: 4935/11757		 Hmm, Silver. I guess that kind of fits me.

Not red though.
(old car)
Rogue
Posts: 2282/11918		 http://money.aol.com/insurancecom/insurance/canvas3/_a/what-does-your-car-color-say-about-your/20060830134109990001

What Does Your Car Color Say About Your Personality and Car Insurance Premiums?

Do people with red cars really get more speeding tickets than those with blue cars? Do car insurance companies use the color of your car to determine your rates? Do certain colors increase your chance of an accident? What does the color of your car SAY about your personality?

How Fast IS that Red Car?
According to the web site Colormatters.com there may be some truth the urban legends surrounding car color and speeding tickets… at least anecdotally.

Visitors to that site say that when they drive red cars they seem to get more speeding tickets. Although there seems to be no official statistics kept for such things, and the police aren’t talking about it, the stories reinforce the urban legend that many have heard.

In general, driving the speed limit is usually a good idea no matter what color car you drive. If you keep your red car at or near the limit, the chances you will get a ticket are much smaller. In fact, they are probably exactly the same as the guy next to you driving the speed limit in his purple car.

Color and Personality
In Great Britain there was actually some research done that suggested that the colour (they really like that spelling for some reason) of your car says something about your personality type. And accordingly, based on your personality type, your likeliness to be involved in an accident (in the U.K. at least). That research showed that black cars are twice as likely to be involved in crashes as cream-color cars. Whether this is true in the United States is unclear.

Here is what it said about certain car colors (listed in order of most dangerous to least)*

Black cars denote an aggressive personality or someone who's an outsider or rebel.
Silver cars indicate someone who's cool, calm and slightly aloof.
Green cars can often be chosen by people with hysterical tendencies.
Yellow cars signify someone who is idealistic and novelty loving.
Blue cars are chosen by the more introspective, reflective and cautious driver.
Gray cars represent those who are calm, sober and dedicated to their work.
Red cars denote those who are full of zest, energy and drive and who think, move and talk quickly.
Pink cars are chosen by gentle, loving and affectionate drivers.
White cars represent status-seeking extrovert drivers.
Cream cars are the least likely to be involved in accidents and denote self-contained and controlled owners.

The Color of Money
What about the car insurance rates question? Does your car insurance company use color to determine your premium? The answer is… no.

Some people have suggested that insurers use the Vehicle Identification Number (VIN) to determine the car color and use that information, in part, to set the rate for each car. But the fact is that car color is not one of the details encoded into a VIN number. So technically, unless they ASK you the color of your car when you buy your car insurance policy, they really have no idea what color it is. And thus has no affect on your rate.

Additionally, according to an article in the Chicago Sun-Times in 2005, despite the mistaken belief by 25% of drivers that color affects your car insurance rates, it really has no effect on your insurance at all. Factors like year, make, model, body type (of the car, not YOU), and engine size are taken into consideration along with the driver’s personal information.

So, if you want that little red sports car, go right ahead and get it. Does it mean you are full of zest, energy and drive and think, move and talk quickly? Only you can answer that.

The fact is, if you keep the speed of that little red number somewhere around the posted limit, stop at red lights, yield to oncoming traffic, and make your cell phone calls when you are stopped, you will probably do a lot more for your car insurance rates than any color ever could.

For more on car insurance savings see our 10+ Tips to Help You Save on Car Insurance article



*Quoted from the “Fun at Work” blog by Robin Thompson who quoted from an article in the June 20th 2005 edition of the Register-Herald in Beckley, West Virginia.


Heh, and Zabuza drives a white car.

I've never really known many of these to be true, but I suppose they're much more true if you actually were the one to pick your car's color or buy the color you liked. If you were given the car or bought it used, I suppose this doesn't hold water so much.
Xeogaming Forums - General Chat - What your car's color might say about you to your insurance company



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